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Wednesday 16 March 2022

How to claim motor accident insurance without lawyer in india

 How to the claim motor accident insurance without lawyer in a India

How To the Claim Auto Insurance After an a Accident? 

Despite being is a good automobilist, you could be included in an a accident and the result can be truly stressful at the times. When you are include in an a accident, you need to the follow certain way to the ensure all are safe, follow the law and initiate the insurance claim process. Your immediate action is to the inform your insurance company and follow the procedure properly to the claim bus insurance after an a accident. Working with your insurer after an a accident is vital to the get your claim settled rightly. 

How to the Claim Auto Insurance After an a Accident in a India? 

The business density in the India can be a truly grandly due to the sheer number of the vehicles. While you may be drive safely and ensure you follow business rules, there may be need mishaps. The process to the raise a claim for a bus insurance after an a accident has evolved over the times. Technology and digitizing of the various deals have made it easier to the follow certain procedures. Read on to the  learn what steps you need to the take after an accident in India. 

Procedure For the Making a Auto Insurance Claim After Meeting an a Accident 

Claiming Bus insurance after an a accident requires a careful understanding of the procedure of the registering the claim with  a your insurance company. Below is a step-by- step companion for the making a bus insurance claim 

1. Inform Your Insurance Company 

Make a call to the your insurance company to the inform them about the accident and give detailed information about the damages to the your bus. Ensure you do not withhold any information from the your insurer as it a may be ineffective while settling claims. 

2. Train an FIR with the Police 

Inform the police about the accident directly and the file a First Information Report (FIR), if a demanded. FIR is a demanded in case of the theft, road accidents or fire. You may not bear an a FIR if it's for the minor dents and scrapes. And you will bear it is awhen a third party is included in the accident. 

3. Take Filmland 

Make sure you take enough cinema of the damage and the place of the accident. Ensure the prints are the clear and damages are the visible so that the insurance company will be a suitable to the examine the extent of the physical damages and settle the claim accordingly. 

4. Submit Demanded Documents to the Insurer 

To exercise the claim, the insurance company requires certain the documents analogous as a dupe of the insurance policy, FIR, the owner- automobilist Driving Licence, a dupe of the Registration Certificate of the your bus, etc. Ensure you submit these documents and work with the your insurer for the  hassle-free experience. 

5. Get Your Bus Repaired 

You can take your bus to the garage to the get it repaired. Or, you can be ask your insurance company to the get the auto fixed.However, you will also be the reimbursed or compensated for the loss accordingly, If the insurer approves your claim. 

6. In The Case of Theft 

In case your bus is stolen, follow the process of the informing your insurance company and train an a FIR at the original police station. Submit the documents analogous as the RC, your DL, FIR,etc. to the insurance company. However, they will be issue anon-traceable instrument, If the police are not suitable to the trace the bus within a reasonable time frame. The insurer will also settle the claim and pay the current request value of the your bus. 


Documents Demanded To the Make a Bus Insurance Claim 

One of the most important aspects while raising a claim on your machine insurance is to submit the demanded documents. Below is the list of documents demanded while raising a machine insurance claim 


  • Copy of your machine insurance policy. 
  • The First Information Report (FIR) from the a police. 
  • Copy of the motorist’s driving licence. 
  • Properly filled and inked claim form. 
  • Original form bill, cash bills,etc. 
  • Copy of your machine’s Registration Certificate (RC). 
  • Medical bills in the case of the physical injuries. 

             Fresh Documents in Case of Payment Claim 

            In case you would like your machine repaired with your plutocrat and also want to raise a claim to get a payment, you'll have to give fresh documents to the insurance company. Below are the documents in the  case of a payment claim 


            • Original form bills or cash bills. 
            •  All the other documents listed above this section. 

            What You Should Not Do After an Accident? 


             There are important preventives that you need to exercise as soon as you meet with an accident. There are conduct that you shouldn't be doing as well. Learn what you shouldn't do after an accident 


             Do Not Run Down 


            Deal with the situation rather of facing the consequences latterly. Running down will be make you look suspicious and the claim process becomes indeed more than the delicate. Depending on the harshness of the situation, you may have to meet legal consequences and end up losing a lot of plutocrat. Stay calm and take a softer approach while the dealing with a people or the law. 


             Avoid Not Filing a Claim 


            Your machine insurance policy is designed to cover the fiscal arrears arising out of damages to third parties and your machine. Not filing a claim within the quested time frame may be lead to the deprecation, causing a dent on a your savings. 


             Deal With a Calm Mind 


             Don't get argumentative with the third party. Deal the situation with the utmost care and insure a productive discussion with the third party. 

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